Executive Officers

James J. Scardino

Deputy Chairman and Chief Executive Officer

Age 56

Mr. Scardino has served as our Chief Executive Officer since March 2009 and as Deputy Chairman of the Board since May 2009. Mr. Scardino also serves as the Chief Executive Officer of our operating subsidiaries, Twin Bridges, Majestic, Compensation Risk Managers, LLC (CRM), Compensation Risk Managers of California, LLC (CRM of CA), and Eimar, LLC (Eimar). Mr. Scardino served as our Chief Financial Officer from August 2005 to May 2009, as Executive Vice President, Chief Financial Officer of Majestic from July 2007 to May 2009, and as Chief Financial Officer of CRM, CRM of CA, and Eimar from August 2005 to May 2009. From 2003 to 2005, Mr. Scardino held the position of Senior Vice President, Finance with RSC Insurance Brokerage, Inc., where his responsibilities included financial management. From March 2000 until May 2003, Mr. Scardino was Executive Vice President of Allied American Insurance Agency, Inc., where he was responsible for program management. Mr. Scardino graduated from the University of California, Berkeley with a B.A. in Anthropology and holds an M.B.A. from the Amos Tuck School of Business at Dartmouth College.

Holdings: 153,266 shares     View Transactions

Date	Type	Shares Traded	Price Range
May 6, 2009	Acquisition (Non Open Market)	100,000	n/a
Mar 24, 2009	Buy	17,000	0.70 - 0.73
Jan 16, 2008	Acquisition (Non Open Market)	10,360	n/a
Dec 7, 2007	Disposition (Non Open Market)	1,129	7.95
Mar 26, 2007	Disposition (Non Open Market)	173	8.65
Dec 29, 2006	Disposition (Non Open Market)	735	8.63
Dec 7, 2006	Acquisition (Non Open Market)	9,535	n/a
May 12, 2006	Buy	1,100	10.62 - 10.65
Mar 25, 2006	Acquisition (Non Open Market)	2,308	n/a
Dec 29, 2005	Acquisition (Non Open Market)	15,000	n/a

Louis J. Viglotti Esq.

General Counsel and Secretary

Age 53

Mr. Viglotti has served as our General Counsel since September 2005 and as Secretary since December 2005. Mr. Viglotti has also served as General Counsel of CRM since 2002 and as General Counsel of Eimar and CRM of CA since 2002 and 2003, respectively. Mr. Viglotti has over 20 years of legal experience. Prior to 2002, he was a partner in the law firm of Vergilis, Stenger, Roberts, Pergament & Viglotti in Poughkeepsie, New York. Mr. Viglotti graduated from Marist College, with a B.A. in Pre-Law and holds a J.D. from Pace University School of Law. Mr. Viglotti is admitted to practice before the U.S. Supreme Court, the Federal District Courts for the Southern and Eastern Districts of New York, and New York State courts.

Holdings: 53,788 shares     View Transactions

Date	Type	Shares Traded	Price Range
Jan 16, 2008	Acquisition (Non Open Market)	10,360	n/a
Dec 7, 2007	Disposition (Non Open Market)	1,127	7.95
Dec 4, 2007	Sell	100,000	6.85
Nov 2, 2007	Automatic Sell	3,819	7.00
Jun 13, 2007	Automatic Sell	100	8.00
May 25, 2007	Automatic Sell	10,400	8.00 - 8.15
May 24, 2007	Automatic Sell	21,500	8.00 - 8.41
May 24, 2007	Automatic Sell	2,900	8.45 - 8.52
May 23, 2007	Automatic Sell	8,900	8.50 - 8.83
May 22, 2007	Automatic Sell	5,369	8.51 - 8.80
Dec 7, 2006	Acquisition (Non Open Market)	9,517	n/a
Dec 27, 2005	Sell	96,000	13.00
Dec 27, 2005	Acquisition (Non Open Market)	486,738	n/a

Chester J. Walczyk

Chief Operating Officer

Age 55

Mr. Walczyk has served as our Chief Operating Officer since September 2005. Mr. Walczyk has served as Executive Vice President, Chief Operating Officer and a member of the Board of Directors of Majestic since November 2006 and May 2007, respectively. Mr. Walczyk has also served as Chief Operating Officer of CRM since November 2004 and as Chief Operating Officer of CRM of CA and Eimar since July 2005. Prior to this, Mr. Walczyk served as Vice President of Loss Control of CRM from 2000 to January 2003, when he was promoted to Senior Vice President of Loss Control and Risk Management, which position he has also held at CRM of CA since October 2003. Mr. Walczyk began his career in the industry in 1980 as a Loss Control Consultant. Mr. Walczyk holds the professional designation of Associate in Risk Management (ARM) and has significant experience in the areas of risk management, underwriting, product development and marketing, which he has used to develop and present training seminars throughout the country. Mr. Walczyk graduated from the State University of New York at Buffalo with a B.S. in Industrial Technology.

Holdings: 68,966 shares     View Transactions

Date	Type	Shares Traded	Price Range
May 11, 2009	Buy	2,000	1.11
Mar 24, 2009	Buy	16,500	0.60 - 0.70
Aug 13, 2008	Buy	5,000	3.95 - 4.00
Jan 16, 2008	Acquisition (Non Open Market)	10,360	n/a
Dec 29, 2006	Acquisition (Non Open Market)	432	8.63
Dec 7, 2006	Acquisition (Non Open Market)	6,388	n/a
Sep 22, 2006	Buy	1,000	7.70
Mar 25, 2006	Acquisition (Non Open Market)	1,154	n/a
Dec 29, 2005	Acquisition (Non Open Market)	7,500	n/a

Joseph F. Taylor

Chief Financial Officer

Age 59

Mr. Taylor has served as our Chief Financial Officer since May 2009. Mr. Taylor has also served as Executive Vice President, Chief Financial Officer of Majestic and as Chief Financial Officer of CRM, CRM CA and Eimar since May 2009. He previously served as our Chief Compliance Officer from May 2008 to May 2009 and as our Senior Vice President of Compliance from August 2005 to May 2008. From July 2002 to August 2005, Mr. Taylor served as Chief Financial Officer of CRM. Prior to this, Mr. Taylor held various positions in investment management, financial management and public accounting. Mr. Taylor graduated from Iona College with a B.BA. in Accounting and is a certified public accountant.

Holdings: 52,377 shares     View Transactions

Date	Type	Shares Traded	Price Range
May 6, 2010	Disposition (Non Open Market)	3,641	0.48
May 6, 2009	Statement of Ownership	0	n/a
May 6, 2009	Acquisition (Non Open Market)	25,000	n/a